Hubbard Woods Capital Advisors LLC is a corporate finance consultancy and intermediary dedicated to helping middle market companies obtain the debt capital they need to execute their business plans. Whether a company is going through a difficult period, or has ambitious growth plans that may outstrip existing capital, our diverse lender relationships, developed through over 30 years of experience in banking and leveraged commercial finance, provide solutions to our clients’ capital issues.
Effort is focused on the proper financing sources with strong appetites for even the most challenging financing, so you can get back to running your business. In addition to exploring refinancing opportunities we can negotiate more favorable terms with your current lender or assist you with the recapitalization of your business. If necessary our partners can prepare the business for sale and take it to market, providing you complete flexibility if refinancing is not the best solution.
Questions For Business Owners to Consider…
How much is it costing your company in excess interest and fees to be in a borrowing relationship with a lender who no longer has the patience to see you through your business plan?
What is it costing you to miss new business opportunities with high potential profits because your existing lenders can no longer obtain line increases or equipment and mortgage approvals?
Are you turning down business because of insufficient working capital?
Do you find yourself unable to make the correct business decisions because of your lender's possible negative reaction to the short-term effects on your cash position or financial statements?
What is the lost opportunity cost of not being able to finance a desirable acquisition?
The point here is to calculate how much it will cost your firm in excess fees, interest, possible loss of equity, and loss of profit opportunities to remain with your current funding source.
The next step is to contact us for a confidential consultation on different options to increase the value of your company. Our fee is generally contingent on closing a financing acceptable to you. In some cases we will refer our clients to qualified operations and turnaround professionals to assist in formulating and implementing a business plan.
Benefits to Clients
We make sure our clients have the proper capital structure to implement their business plans. Shopping for and structuring the best financing package is time consuming and expensive.Making the wrong decision on a funding source is very expensive. Our clients make the right decisions.
Benefits to Lenders
As you know, every lender has a different appetite for different kinds of credits. If your customer has evolved into a different sphere, the time and possible provisions to maintain that credit may have a negative impact on portfolio return. A referral to Hubbard Woods Capital Advisors may put your customer on the path to a more appropriate capital structure and free up time for credits that more closely match your criteria.
Our Parameters:
Client Financing Need: $1 million to $30 million
Purpose:
Recapitalizations / Management Buyouts
Create liquidity for other outside investments
Refinance existing lenders
Provide working capital, equipment financing, and commercial mortgages for expansion
Acquisition Financing
Restructuring, reducing costs, and generally improving existing financing arrangements.
Financing Type:
Senior Financing based on assets and/or proforma operating cashflow
Private Placements: Senior and Mezzanine Financing
Equipment Term Loans and Leases
Real Estate Mortgages
Debtor-In-Possession Facilities
Funding Sources:
Banks
Finance Companies/Asset-Based Lenders
Factors
Mezzanine Lenders
FinTech
Private Equity Groups, Family Offices, and other Investors